What does an Enrolled Agent do?

Enrolled Agents can appear before the U.S. Treasury and are privileged to represent taxpayers at every level of the Internal Revenue Service which includes the US Tax Court. Phillip B. Chute, EA helps clients in Smyrna, Delaware with tax preparation, audits, and IRS notices. To maintain his Enrolled Agent status and keep up with current tax law, Phillip does 72 hours of complex continuing education every three years.

​

Do I need help with an IRS audit?

If you receive an audit letter, it’s always smart to consult a tax professional. Phillip B. Chute, EA provides experienced audit representation to protect your rights and help you handle IRS requests correctly.

​

How much do your tax preparation services cost?

We do not quote fees over the phone. Fees vary based on the complexity of your return so we prefer to quote after meeting in person.

​

Do you help small business owners and self-employed workers?

Yes! We help Smyrna-area freelancers, contractors, and small business owners with tax filing, consulting and IRS compliance year-round.

​

Can you help if I have back taxes or unpaid taxes?

Absolutely. Phillip B. Chute, EA can help you understand your options, set up payment plans, and communicate with the IRS on your behalf.

​

Where is your office located?

We’re conveniently based in Smyrna, Delaware, and serve clients throughout Clayton, Dover, and the surrounding areas. 

​

How do I make an appointment?

Call us at (302) 353-6076 to schedule a consultation.

​

What should I bring to my tax appointment?

Bring your W-2s, 1099s, last year’s tax return, Social Security numbers for dependents, any deduction or expense records (like mortgage interest or tuition), and any IRS letters if you have them. We’ll help you figure out what you need.

​

How soon can I get my tax refund?​

Most refunds arrive within 2–3 weeks if you e-file and choose direct deposit. We help you file electronically for the fastest refund possible.

​

Can you file both federal, Delaware, or out of state tax returns?

Yes! We handle federal and Delaware state tax returns for individuals and small businesses, so you don’t have to worry about missing anything. In addition, we can do multistate or out-of-state returns.

​

 How do you help middle-income families save money?

We look for every credit and deduction you qualify for — from the Child Tax Credit to education credits to home mortgage interest. We also offer year-round planning to help reduce your tax bill next year.

​

What happens if I can’t pay my tax bill?

Don’t panic — we can help you set up a payment plan with the IRS, file for extensions if needed, or discuss other tax resolution options.

​

Do you offer virtual or remote tax services?

No, Phillip prefers to meet with clients in person.

​

Are your services better than online tax software?

DIY software is fine for simple returns — but if you want to maximize deductions, avoid errors, or handle audits, having an experienced Enrolled Agent like Phillip B. Chute can save you time, money, and stress.

​

Do you help with tax planning year-round?

Yes! Many of our clients meet with us outside of tax season to plan ahead — especially small business owners, retirees, and families wanting to lower next year’s tax bill.

​

What Special qualifications does Phillip have?

Over his long career, Phillip has helped many clients achieve lifelong financial goals. Among the issues he advises and assists with are investing, life insurance, bankruptcies, wills, and trusts. Phil has used his financial experience to write two business books and three other novels in various genres. ​In addition, Phillip B. Chute, EA was a licensed stockbroker for 20 years and a held NASD Series 7 License [General Securities], Series 24 License [Principal. OSJ and branch manager], and a Series 63 [Registered Investment Adviser]. 

​

Does Phillip do Business and Financial Consultations?

During the 1980s, Phillip wrote his novel “American Independent Business,” which was aimed at helping starting entrepreneurs and was used as a textbook at Cal Baptist University in Riverside, CA.  Phillip also wrote a book called “Stocks, Bonds, and Taxes” using his many years of experience in tax preparation, along with his previous experience as a branch manager and licensed stockbroker. Phillip also has 45 years of tax preparation and accounting experience, which helps him even with a unique business or financial situation.